Learn Everything You Need to Know About Bargain Shopping and Saving Money! In Bargain Shopping: The Ultimate Guide to Save Money on Groceries, Spend Less, and Live a Frugal Lifestyle, you´ll learn all the fundamentals of couponing and adopting a more frugal lifestyle. This book covers a wide array of topic areas, such as how to save money on groceries, how to organize your coupons, and why frugal living is the secret to happiness. It´s not easy to live on a budget, but doing so could completely change your life for the better. Here is a preview of what is inside this book: What is Bargain Shopping? A History of Coupons and Discounts Why Frugal Living Is the Secret to Happiness The Seven Key Benefits of Saving Money Through Bargain Shopping Eleven Smart Ways to Find Coupons and Deals How to Shop Smart: Tips and Tricks to Save Big How to Organize Your Coupons Every Week Inside the Other Half´s Mind: Why do stores even offer discounts? Marketing Traps: How to spot fake discounts versus real discounts in stores Things You Must Know About Store Coupon Policies Loyalty Programs: Why do they exist, and why should you care? Sixteen Useful Resources for Snagging the Best Deals Conclusion Final Word/About the Author 1. Language: English. Narrator: Charles Henderson Norman. Audio sample: http://samples.audible.de/bk/acx0/029811/bk_acx0_029811_sample.mp3. Digital audiobook in aax.
Get on the Express for Discount Shopping Know How to Find Discounts, Get Coupons, and Save Money Shopping Online and Offline Want to save money while shopping? Of course you do! Why? Because nobody likes to find their wallet or purse flat-out empty from all the joy or necessity of shopping or suffer the consequences of endlessly swiping the plastic to the max on whatever they can get their hands on, then waiting for the wrath of the credit card bill to drop on their doorstep only to be filled with buyer´s remorse and now swimming in debt and hanging on the mercy of creditors. Finding bargains and deals may seem obvious - head to Google and click ´´Search´´, or go through the stack of mail and newspapers, hoping to grab some coupons - but there is far more to the process than people realize. Also, still think getting the best bang for your buck is exclusive at the big major retailers? Think again! That´s the perception they create for you to shop there in the first place. When stuff is perceived to be on sale, you just have to buy it, right? But are they really on sale? Because there are other secret underground mom-and-pop-like shops where less people know about that offer - and there are better outrageous deals. In order to save money shopping, you need to do what others don´t do and look where others don´t look...because whenever there is word of a gold mine, it will be over before anybody else has the chance to pick up a shovel. You need to approach discount shopping and bargain hunting from a different angle, like pro shoppers do. When you take the Discount Shopping Express, your destination includes: How to find discounts online and offline with advanced shopping strategies How to get coupons the way nobody else is doing and very few know about How to determine the best place to buy what... 1. Language: English. Narrator: KnowIt Express. Audio sample: http://samples.audible.de/bk/acx0/058481/bk_acx0_058481_sample.mp3. Digital audiobook in aax.
Unlock the keys to save money shopping offline. The age of the Internet has allowed people to connect with each other like never before. It´s opened up an entire world of music, thoughts, cat videos and, of course, shopping. Online shopping has experienced a boom in recent years for good reason. There are many perks to shopping online: great deals, access to rare or specialty items, the ability to shop from your couch in your pajamas, and instantaneous access to reviews. However, anyone who has shopped online knows that it has its pitfalls: sizing clothing and shoes can be difficult, the colors may look different online, and quality is hard to judge. Most of all, grocery shopping and perishable items can usually only be purchased in person. That´s why offline shopping has never disappeared, or ever will. You can judge the quality and worth more easily when you can touch and feel an item. You can try things on before you buy them and skip the hassle of returns. You can also turn it into a social activity by inviting a friend to shop with you. New products that you may have never thought about may catch your eye. Unfortunately, all of this may cause you to become overwhelmed plus without the proper techniques may be expensive. In Offline Shopping Hacks, discover how to: Use the Internet to optimize offline shopping Use coupons found online for offline products Utilize coupon aggregators for secret savings Map out a store for optimal shopping Create a shopping pyramid to stick to a budget Use an everyday office supply to stay on budget Recruit shopping squad for major store events Buy in bulk without breaking the bank Predict the future to capitalize on sales Find luxury items for low prices And more for you to unlock! Find these tricks and more in this book! With these tips, offline shoppin... 1. Language: English. Narrator: Life ´n´ Hack. Audio sample: http://samples.audible.de/bk/acx0/093407/bk_acx0_093407_sample.mp3. Digital audiobook in aax.
Today´s turmoil in the financial markets illustrates how important it is to be in control of your money. This book addresses the core fundamentals of financial literacy, telling readers how banks work and why city traders earn such enormous bonuses. It plots paths out of debt and builds financial confidence so readers feel in charge of their finances. Duncan knows the true value of money: now worth £310 million, he was born into extreme post-war poverty. Taking each area of our financial lives in turn - earning, spending, borrowing, investing, saving, budgeting and the wider economy - he helps us understand where we are in our own financial cycle and how to achieve financial security. 1. Language: English. Narrator: David Rintoul. Audio sample: http://samples.audible.de/bk/orio/000282/bk_orio_000282_sample.mp3. Digital audiobook in aax.
Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world. In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree. 1. Language: English. Narrator: Rachel Cruze, Dave Ramsey. Audio sample: http://samples.audible.de/bk/acx0/017455/bk_acx0_017455_sample.mp3. Digital audiobook in aax.
Children grow up to be adults. The lessons they learn as children will be carried with them as they become students, employees, husbands or wives, parents, and grandparents. If they learn the lessons when they are younger, the mistakes in adulthood are less frequent and less disastrous. Some of those lessons learned in childhood relate to love, work, and values. You teach your children the things that are important to you and the lessons you want them to learn to be successful, happy, and productive. Unfortunately, one that is often neglected is the lesson of money. Whether it is because parents don´t feel confident talking about money or feel it is unimportant, many children grow up without money skills. This is not a lesson that you want to learn when you are an adult. The consequences are too significant. They include financial stress, which can cause illness. Other consequences are debt, no savings, living paycheck to paycheck, and a life that is more difficult than it needs to be. As parents there is a responsibility to teach your child to be money smart. 1. Language: English. Narrator: Staci D. Mims. Audio sample: http://samples.audible.de/bk/acx0/045484/bk_acx0_045484_sample.mp3. Digital audiobook in aax.
Put Your Money Where Your Mouth Is! answers questions big and small: What are whole foods? How do we phase the processed stuff out and the whole foods in? How do we know what to look for among the glut of choices at the grocery store? Is organic food really worth it? And what the heck is a CSA? In short, how do we navigate our way out of a food maze that was seemingly designed to trap us into consuming an endless cycle of cheap, processed, packaged junk? First, you´ll discover the four steps. These are all-important, easy-to-remember principles that touch on everything from goals to budgeting, and they´ll help steer you in the right direction every time you set out to buy food for you and your family. With these guideposts in mind, you´ll then learn all about the staples that constitute a nutrient-dense diet. From organic meats and produce to raw dairy products to freshly milled grains, you´ll learn why these foods are important, where to find them, and most importantly, how to make sure you´re getting superior nutrition from them. By the end of Section II, you´ll know if you should: Cook your meat rare or well-done. Consume visibly gelatinous bone broth. Eat eggs from chickens raised on soy. (For that matter, if you should eat soy.) Drink raw or pasteurized milk and cream. Consume full-fat, low-fat, or nonfat dairy products. Soak and/or ferment your legumes and grains before cooking them. Invest in your own home flour mill. Buy iodized salt. Drink distilled water. Buy nuts and seeds from bulk bins. Cook with canola or vegetable oil. Feed your pets cooked food. Purchase over-the-counter skin care treatments that tout collagen and antioxidants. Of course, nobody ever said that changing eating habits for the better is easy, especially for little ones. But Put Your Money W... 1. Language: English. Narrator: K. Gomez, Stephanie Selene Anderson. Audio sample: http://samples.audible.de/bk/acx0/117617/bk_acx0_117617_sample.mp3. Digital audiobook in aax.
Other than purchasing a car or house, your mattress is one of the biggest financial decisions you will make in your life. Go behind the scenes with a mattress insider and learn how to negotiate a mattress sale from beginning to end. The techniques taught in this audiobook can save you hundreds of dollars on your next mattress purchase. Learn how to avoid exchange or re-stocking fees. Educate yourself on how to pick out the best mattress for your budget. Most importantly, remove all the smoke and mirrors of the sales floor and understand what is happening behind the scenes of your transaction. 1. Language: English. Narrator: David Van Der Molen. Audio sample: http://samples.audible.de/bk/acx0/101896/bk_acx0_101896_sample.mp3. Digital audiobook in aax.
Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress, and debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits. Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money - which sometimes barely exceeded $150 a month. I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things. This book can help people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey to and teach you to avoid them. Take charge of your money today. Scientific research about the psychology of our spending habits Learn how to spend less and save more and still enjoy life - regardless of your income How to assess value to make the best financial decision Map out your spending patterns to know where you need to change Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you. The top five reasons people spend money Why the Six Persuasion Principles by Robert Cialdini get us almost all the time Understand online shopping and credit cards. Why are you more willing to spend using these Marketing tricks that always get you - deconstructed from subtle to overt You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your fam... 1. Language: English. Narrator: Aida-Maria Boiesan. Audio sample: http://samples.audible.de/bk/acx0/123256/bk_acx0_123256_sample.mp3. Digital audiobook in aax.
Should school teach students money? So far, no student got 10 out of 10 on the basic money quiz.... try the quiz on MoneySmarts.com to test your money smarts! Nathan Nguyen became a millionaire at age 23, making $4.3 million while going to college full-time and successfully graduating from the University of Southern California with his bachelor’s degree in business. His success story has been featured in the all-time best-selling Chicken Soup for the Soul series book, Chicken Soup for the Extraordinary Teens Soul, as well as The Richest Kids in America. He has been featured live on CNBC as well as many other national and local medias and publications. With his success over the past decade after graduating college, he is now on a mission to spread financial literacy and proficiency across America and the world. While it deals with money, his approach isn’t just about dollars and cents. He believes personal finance begins first with personal development. Anyone at any age, regardless of any background or adversity, can achieve financial success and freedom when they simply commit to becoming more to achieve more. After he successfully trained and mentored thousands of students over the years, Nathan realized the biggest factor causing students to financially fail in life: their lack of money knowledge and money skills. How can students, graduates, or anyone at all financially succeed without money knowledge and skills? Determined to solve this, Nathan spent years creating the Money Smarts: Mastering Your Money Skills board game to help students learn and develop their money skills in a lifelike simulation with real money rules and strategies. Only a player who truly possesses money smarts and skills will win. But the game is only one part of the solution. To play the game at all, players first need money knowledge. This audiobook was written in response to many requests from students, parents, financia... 1. Language: English. Narrator: Michael Stadler. Audio sample: http://samples.audible.de/bk/acx0/102698/bk_acx0_102698_sample.mp3. Digital audiobook in aax.